OD- General is a continuous credit limit allowed for different business purpose to meet up working capital requirement in the business to those concern who does not maintain stock.


  • This is a continuous loan
  • Continuous drawing and adjustment is possible
  • Any branch transaction is allowed
  • Validity of the limit may be one year or less. It may be renewed for further period at the request of the customer but at bank's own discretion
  • Primary security: Primary security may not be available