Term Loan – Commercial House Building

Term Loan- HBL is usually allowed to real estate companies for implementation of real estate project. Moreover, it is allowed to any individual or institution to purchase of commercial space and construction or renovation of commercial building or spaces


  • It is a term loan
  • Term Loan-HBL facility may be allowed for the following purposes:
  • Purchase of space for commercial purpose
  • Construction of commercial building
  • Construction of residential building for selling out to the public
  • Purchase or renovation of commercial building
  • Usually disbursement is made at multiple phases.
  • It is usually medium/long term financing.
  • It is adjusted through deposit of periodical installments.
  • Primary security: Registered Mortgage with RIGPA of the underlying land & building.